ZIP 48006 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48006 in St. Clair County, Michigan comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). Its heaviest discrete signals: structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Structural risk reads 53/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 24% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 94% owner-occupied to 6% rented. Median household income is $70,451, near the U.S. median near $78,000. There are about 1,641 housing units across 48006. About 15% have a four-year degree. Home values center near $240,200, an affordability ratio of 3.2× — accessible. DLRadar's demographic-stress index for the area reads 26/100. 3,891 residents call 48006 home, typically aged 46. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 7.2%. Rent burden reaches 11% of tenant households.

Net-net, 48006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 48006's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48006 reflects the current record instead of a stale or modeled snapshot.

48006's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48006 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.