ZIP 48049 Property Distress & Foreclosure Data

St. Clair County, Michigan's ZIP 48049 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). On the structural side it scores 52/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 13% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 10% rented. About 23% have a four-year degree. The ZIP holds roughly 2,251 housing units. Around 5% of renters are cost-burdened. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 48049 scores 19/100. 5,485 residents call 48049 home, typically aged 47. The vacancy rate is 1.8%. Households earn a median $86,250 — near the roughly $78,000 national figure. A median home runs $235,700 here, or 2.6 times local income.

On balance, 48049 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.