ZIP 48064 Property Distress & Foreclosure Data

In St. Clair County, Michigan, ZIP 48064 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). Its standout signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

3,996 residents call 48064 home, typically aged 40. Vacancy runs 1.9%. On demographic stress specifically, 48064 scores 27/100. There are about 1,547 housing units across 48064. About 19% have a four-year degree. Rent burden reaches 33% of tenant households. A median home runs $303,200 here, or 3.5 times local income. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 95% owner-occupied to 5% rented. Households earn a median $79,375 — near the roughly $78,000 national figure.

On balance, 48064 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.