St. Clair County, MI: Foreclosures, Tax Liens & Distressed Properties

Across St. Clair County, Michigan, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Individual St. Clair County ZIPs score between 15 and 23 on the 0–100 composite. 23 ZIP codes are tracked county-wide, averaging 22/100 distress. County-level credit and bank headwind reads 48/100.

Currently peak, St. Clair County saw prices rise 4.2% year over year, a 26/100-confidence read. With values leveling off, blanket buying underperforms — the edge is parcel by parcel.

St. Clair County's topped-out +4.2% YoY (26/100 confidence) means the discount lives in outliers so the headline market won't hand it over. A mid-cycle 48/100 lender reading points to mixed owner- and bank-driven distress.

Highest scores land in 48001 (23/100), 48002 (23/100), 48006 (23/100), 48014 (23/100), 48022 (23/100), 48023 (23/100); each opens to a full parcel breakdown. Other tracked St. Clair County ZIPs include 48027, 48028, 48039, 48040, 48041, 48049, 48054, 48059, 48060, 48063.

By the numbers, St. Clair County's scored ZIPs run household income averaging about $70,332, roughly at the national median, a 9.3% poverty rate, a median age of 45.5, 87% of homes owner-occupied, vacancy near 8.7%, home values averaging roughly $254,070, below the US. Read together, they shape the kind of distress to expect and the buyer pool on exit.

At 22/100 composite over 23 ZIPs, St. Clair County is a screen-by-ZIP market for a disciplined buyer. Inside DLRadar, each St. Clair County property carries owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

Because St. Clair County, Michigan is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh St. Clair County against neighboring markets or the rest of Michigan on equal footing.

Used properly, St. Clair County, Michigan's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across St. Clair County as a whole. These St. Clair County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

Drilling in, St. Clair County's highest-scoring ZIPs are 48001 (23/100), 48002 (23/100), 48006 (23/100), 48014 (23/100), 48022 (23/100), 48023 (23/100). DLRadar also scores 48027, 48028, 48039, 48040, 48041, 48049, 48054, 48059 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under St. Clair County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.