ZIP 48001 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Michigan · Distress market
ZIP code 48001 in St. Clair County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. On the structural side it scores 53/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $64,538, median income runs below typical U.S. levels. The poverty rate is 11.8%. Rent burden reaches 52% of tenant households. Educational attainment sits at 18% bachelor's-or-above. Vacancy runs 10.6%. The tenure split is 84% owner-occupied to 16% rented. About 11,502 people live here, median age 52. There are about 5,607 housing units across 48001. The demographic-stress sub-score lands at 33/100. Home values center near $257,400, an affordability ratio of 3.9× — accessible.
On balance 48001 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 48001 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in St. Clair County, Michigan and the nation. 48001 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 48001 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 48001 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 48001 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
48001 at a glance
The live 48001 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
St. Clair County ZIPs near 48001
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Deterministic scoring, sourced entirely from public data · methodology