ZIP 48001 Property Distress & Foreclosure Data

DLRadar grades ZIP 48001 (St. Clair County, Michigan) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 21% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $64,538 — below the roughly $78,000 national figure. Roughly 11.8% live below the poverty line. Around 52% of renters are cost-burdened. About 18% have a four-year degree. The vacancy rate is 10.6%. The tenure split is 84% owner-occupied to 16% rented. 11,502 residents call 48001 home, typically aged 52. The ZIP holds roughly 5,607 housing units. On demographic stress specifically, 48001 scores 33/100. A median home runs $257,400 here, or 3.9 times local income.

Overall, 48001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.