ZIP 48047 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48047 (Macomb County, Michigan) at a low 29/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Structural risk reads 64/100 against active distress of 6/100. Property-level stress concentrates in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $95,381, above the U.S. median near $78,000. Vacancy runs 4.5%. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Around 50% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. On demographic stress specifically, 48047 scores 28/100. A median home runs $321,700 here, or 3.1 times local income. 81% of housing is owner-occupied. 39,825 residents call 48047 home, typically aged 44. There are about 16,782 housing units across 48047.

Net-net, 48047 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48047 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 48047's 29/100 can be lined up against any neighbor in Macomb County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 48047, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 48047's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48047 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.