ZIP 48042 Property Distress & Foreclosure Data

DLRadar grades ZIP 48042 (Macomb County, Michigan) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Property-level stress concentrates in structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100). Structural risk reads 59/100 against active distress of 6/100.

The expansion-phase market in 48042 posted values that rose 5.6% over the year, and 14% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 2.5%. Owners hold 96% of homes, renters 4%. Population is roughly 33,303 with a median age of 42. Educational attainment sits at 39% bachelor's-or-above. There are about 12,383 housing units across 48042. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $410,000, an affordability ratio of 3.0× — accessible. 3.8% of residents fall below the poverty threshold. Median household income is $125,433, above the U.S. median near $78,000. Rent burden reaches 23% of tenant households.

On balance 48042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.