ZIP 48042 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48042 (Macomb County, Michigan) returns a low composite of 29/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Its standout signals are structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted. The latent-versus-live split is 64/100 structural and 6/100 already moving.

The peak-phase market in 48042 posted values that rose 4.2% over the year, and 14% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 2.5%. Owners hold 96% of homes, renters 4%. About 33,303 people live here, median age 42. Around 39% of adults hold a bachelor's degree or higher. There are about 12,383 housing units across 48042. On demographic stress specifically, 48042 scores 21/100. A median home runs $410,000 here, or 3.0 times local income. 3.8% of residents fall below the poverty threshold. Median household income is $125,433, above the U.S. median near $78,000. Rent burden reaches 23% of tenant households.

On balance 48042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48042 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48042 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. 48042 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48042's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 48042 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.