Macomb County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Macomb County, Michigan? DLRadar grades every Macomb County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Macomb County breakdown.
- Macomb County's most distressed ZIP is 48236 at 33/100.
- 39 ZIP codes tracked in Macomb County, averaging 29/100 distress.
- Macomb County reads peak — home values up 4.2% year over year.
- Vacancy runs 3.9% across Macomb County's tracked ZIPs, with a 9.4% poverty rate.
- The typical Macomb County home is worth about $276,844 against a ~$84,568 median income.
- Lending headwind in Macomb County sits at 65/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48236 | 33/100 |
| 2 | 48306 | 33/100 |
| 3 | 48005 | 29/100 |
| 4 | 48015 | 29/100 |
| 5 | 48021 | 29/100 |
| 6 | 48026 | 29/100 |
| 7 | 48035 | 29/100 |
| 8 | 48036 | 29/100 |
| 9 | 48038 | 29/100 |
| 10 | 48042 | 29/100 |
| 11 | 48043 | 29/100 |
| 12 | 48044 | 29/100 |
Most distressed ZIP codes in Macomb County (composite distress 0-100, 2026)
What is driving Macomb County distress
Macomb County's placement in the national index rests on public filings — a 29/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Macomb County market phase and pricing
DLRadar places Macomb County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Macomb County
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Frequently asked
Which ZIP code leads Macomb County on distress?
ZIP 48236 leads Macomb County at 33/100, recomputed monthly from public records.
Which phase does Macomb County sit in right now?
Phase for Macomb County: peak, tracking a 4.2% gain year over year, read off the FHFA index.
What are the sources behind these Macomb County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 39 ZIP codes in Macomb County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Macomb County ZIP codes?
A single county score papers over real variation. Across the Macomb County ZIPs DLRadar ranks, scores run from 33/100 in 48236 down to 29/100 in 48044, against a Macomb County average of 29/100. Those 4 points separate the ZIPs worth working in Macomb County from the rest.
What do Macomb County home values and vacancy say about distressed supply?
The typical Macomb County home carries about $276,844 of value against a median household income near $84,568. Vacancy across Macomb County's tracked ZIPs runs 3.9% and the poverty rate is 9.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Macomb County's foreclosure and lien filings and its 65/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.