Macomb County, MI: Home-Insurance Distress & Forced-Sale Pressure
Macomb County, MI: 64/100 (elevated) home-insurance distress; Macomb, MI band MEDIUM; Macomb, MI #810 of 3,222 counties; Macomb, MI #8 of 83 in Michigan.
FEMA hazard, Macomb, MI: 52/100; Macomb, MI declarations, three years: 2; Macomb, MI perils: 2 flood; Macomb, MI five-year count 2 (severity 3.0); Macomb, MI ten-year 2; hazard-weighted, Macomb, MI: 4.0.
Declared incidents on the Macomb, MI record: 2024 Flood 3 (Macomb, MI).
NFIP claims, Macomb, MI, three years: 21; Macomb, MI payouts $332,125; per Macomb, MI claim $15,815; Macomb, MI claim-stress 81/100.
Macomb, MI monthly score fell, 71 (March 2026) to 68 (October 2026); Macomb, MI by month: March 71, April 71, May 71, June 71 (Macomb, MI), July 68, August 67, September 67, October 68.
Macomb, MI components: climate 60, NFIP claims 81; Macomb, MI retreat index 68.
Construction distress, Macomb, MI: 64/100 as of August 2026 (Macomb, MI: 53/100 one-to-four unit, 78/100 multifamily).
Macomb, MI ZIPs, June 2026 (Macomb, MI, 16 highest): score 0 (Macomb, MI), climate 99 (Macomb, MI): 48236; score 0 (Macomb, MI), climate 98 (Macomb, MI): 48306; score 0 (Macomb, MI), climate 97 (Macomb, MI): 48005, 48015, 48021, 48026, Macomb, MI 48035, 48036, 48038, 48042, Macomb, MI 48043, 48044, 48045, 48047, Macomb, MI 48048, 48050.
DLRadar rescores Macomb, MI monthly; Macomb, MI readings join Macomb, MI foreclosure, lien and ownership parcels (Macomb, MI), so cost-squeezed Macomb, MI owners surface before listing.
Inside Michigan, Macomb County ranks 8th of 83 counties for home-insurance distress at 64/100; Saginaw County (64/100) sits just above Macomb County, and Menominee County (63/100) sits just below Macomb County.
Deterministic. Every Macomb County, MI signal traces to a public Macomb dataset (FEMA, NFIP, Census for Macomb, MI) · how insurance distress works in Macomb, MI · methodology
FAQ: Macomb County, MI insurance distress
What is the Macomb County, MI home-insurance-distress score?
Macomb, MI: 64/100 (MEDIUM), #810 of 3,222, #8 in Michigan. FEMA hazard, Macomb, MI: 52/100; NFIP stress, Macomb, MI: 81/100; construction, Macomb, MI: 64/100; Macomb, MI rescores monthly.
Is Macomb County insurance distress getting better or worse (MI)?
Macomb, MI: 71 in March 2026; Macomb, MI: 68 in October 2026 (better); Macomb, MI climate component 60; Macomb, MI NFIP claims score 81.
How many flood-insurance claims has Macomb County, MI had?
Macomb, MI: 21 NFIP claims, three years; Macomb, MI paid $332,125; per Macomb, MI claim $15,815; carriers reprice Macomb, MI against that record.
Which Macomb County ZIP codes carry the most insurance distress (MI)?
Macomb, MI, June 2026: 48236 at 0, 48306 at 0, 48005 at 0, 48015 at 0; Macomb, MI climate scores there: 99, 98, 97, 97.
Why does Macomb, MI insurance distress create sellers?
A Macomb, MI premium outruns the Macomb, MI budget; a carrier leaves Macomb, MI; Macomb, MI carrying cost passes plan; Macomb, MI owners sell while current; Macomb, MI insurance distress leads Macomb, MI foreclosure data.