ZIP 48027 Foreclosure, Tax-Lien & Distress Report

In St. Clair County, Michigan, ZIP 48027 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. The pressure is most legible in construction/permit lag (54/100), structural risk (52/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (67/100). On the structural side it scores 52/100, with 2/100 of stress already active.

The peak-phase market in 48027 posted values that rose 4.2% over the year, and 23% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $84,939 — near the roughly $78,000 national figure. Around 16% of adults hold a bachelor's degree or higher. Population is roughly 3,182 with a median age of 42. 91% of housing is owner-occupied. Around 35% of renters are cost-burdened. The ZIP holds roughly 1,227 housing units. 3.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 26/100. A median home runs $273,700 here, or 2.9 times local income. The vacancy rate is 6.8%.

On balance, 48027 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 48027 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48027 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 48027 stays directly comparable to neighboring ZIPs and the rest of St. Clair County, Michigan. Sparse data for 48027 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48027 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 48027 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.