ZIP 48027 Property Distress & Foreclosure Data

ZIP code 48027 in St. Clair County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (81/100)). On the structural side it scores 52/100, with 2/100 of stress already active.

The expansion-phase market in 48027 posted values that rose 5.6% over the year, and 23% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $84,939, near the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Population is roughly 3,182 with a median age of 42. Owners hold 91% of homes, renters 9%. Around 35% of renters are cost-burdened. The ZIP holds roughly 1,227 housing units. 3.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $273,700, an affordability ratio of 2.9× — accessible. The vacancy rate is 6.8%.

Broadly, 48027 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.