ZIP 48059 Foreclosure, Tax-Lien & Distress Report

ZIP 48059's composite property-distress score is 23/100 - DLRadar classes that as low for St. Clair County, Michigan. Latent structural risk is 53/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). Its standout signals are structural risk (53/100), construction/permit lag (51/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 7,422 housing units across 48059. The typical home is worth about $221,700 (2.5× income, relatively affordable). Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 10.8%. Owners hold 82% of homes, renters 18%. Around 41% of renters are cost-burdened. Educational attainment sits at 30% bachelor's-or-above. On demographic stress specifically, 48059 scores 25/100. About 15,371 people live here, median age 49. Households earn a median $78,841 — near the roughly $78,000 national figure.

Overall 48059 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 48059 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 48059's 23/100 can be lined up against any neighbor in St. Clair County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48059 reflects the current record instead of a stale or modeled snapshot.

48059's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48059 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.