ZIP 48059 Property Distress & Foreclosure Data

ZIP code 48059 in St. Clair County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 7,422 housing units across 48059. The typical home is worth about $221,700 (2.5× income, relatively affordable). The poverty rate is 6.5% — low. Vacancy runs 10.8%. 82% of housing is owner-occupied. Rent burden reaches 41% of tenant households. Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. About 15,371 people live here, median age 49. At $78,841, median income runs near typical U.S. levels.

Overall 48059 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.