ZIP 48022 Property Distress & Foreclosure Data

ZIP code 48022 in St. Clair County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (81/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 13% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $239,800 here, or 2.7 times local income. Vacancy runs 5.8%. 2,517 residents call 48022 home, typically aged 48. There are about 1,147 housing units across 48022. The tenure split is 97% owner-occupied to 3% rented. Households earn a median $89,702 — above the roughly $78,000 national figure. On demographic stress specifically, 48022 scores 23/100. Rent burden reaches 20% of tenant households. About 11% have a four-year degree. Roughly 9.5% live below the poverty line.

On balance, 48022 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.