ZIP 48098 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48098 (Oakland County, Michigan) returns a moderate composite of 32/100. The pressure is most legible in structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 71/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 4.2% year on year, and 21% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 50% of renters are cost-burdened. The typical home is worth about $509,400 (2.9× income, relatively affordable). 2.9% of residents fall below the poverty threshold. There are about 7,783 housing units across 48098. The vacancy rate is 5.4%. 92% of housing is owner-occupied. At $165,781, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 21/100. About 77% have a four-year degree. About 20,658 people live here, median age 46.

Net-net, 48098 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48098 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 48098's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 48098, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

48098's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 48098 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.