ZIP 48098 Property Distress & Foreclosure Data

Composite property distress in 48098 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 75/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.6% year on year, and 21% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 50% of renters are cost-burdened. The typical home is worth about $509,400 (2.9× income, relatively affordable). The poverty rate is 2.9% — low. The ZIP holds roughly 7,783 housing units. The vacancy rate is 5.4%. 92% of housing is owner-occupied. At $165,781, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 21/100. Around 77% of adults hold a bachelor's degree or higher. About 20,658 people live here, median age 46.

Net-net, 48098 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.