ZIP 48075 Property Distress & Foreclosure Data

Composite property distress in 48075 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 75/100 against active distress of 6/100.

The expansion-phase market in 48075 posted values that rose 5.6% over the year, and 18% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 23,158 with a median age of 38. Home values center near $227,000, an affordability ratio of 3.2× — accessible. There are about 10,779 housing units across 48075. Educational attainment sits at 39% bachelor's-or-above. Rent burden reaches 51% of tenant households. Median household income is $67,630, below the U.S. median near $78,000. Owners hold 59% of homes, renters 41%. 10.2% of residents fall below the poverty threshold. Vacancy runs 8.4%. DLRadar's demographic-stress index for the area reads 31/100.

On balance 48075 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.