ZIP 48075 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
ZIP code 48075 in Oakland County, Michigan carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 74/100 against active distress of 6/100.
The market reads peak — home values rose 4.2% year on year, and 18% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 23,158 people live here, median age 38. The typical home is worth about $227,000 (3.2× income, relatively affordable). The ZIP holds roughly 10,779 housing units. Educational attainment sits at 39% bachelor's-or-above. Around 51% of renters are cost-burdened. Median household income is $67,630, below the U.S. median near $78,000. 59% of housing is owner-occupied. 10.2% of residents fall below the poverty threshold. The vacancy rate is 8.4%. The demographic-stress sub-score lands at 31/100.
Overall, 48075 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48075 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 48075's 33/100 can be lined up against any neighbor in Oakland County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48075 shows blanks, not estimates, wherever the record is sparse.
Each component behind 48075 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For an operator, 48075 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 48075
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 48075 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48075, the same set carried on every parcel.
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Each signal above is traceable to an open dataset · methodology