ZIP 48331 Property Distress & Foreclosure Data

Composite property distress in 48331 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). On the structural side it scores 75/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 14% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 3.8%. Around 43% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. About 67% have a four-year degree. Households earn a median $121,101 — above the roughly $78,000 national figure. 22,033 residents call 48331 home, typically aged 47. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $410,000 here, or 3.2 times local income. On demographic stress specifically, 48331 scores 24/100. The ZIP holds roughly 9,354 housing units.

Overall, 48331 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.