ZIP 48331 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
DLRadar grades ZIP 48331 (Oakland County, Michigan) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Latent structural risk is 74/100 while live distress already moving reads 6/100. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted.
The peak-phase market in 48331 posted values that rose 4.2% over the year, and 14% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 3.8%. Rent burden reaches 43% of tenant households. 76% of housing is owner-occupied. Educational attainment sits at 67% bachelor's-or-above. Median household income is $121,101, above the U.S. median near $78,000. 22,033 residents call 48331 home, typically aged 47. 6.3% of residents fall below the poverty threshold. A median home runs $410,000 here, or 3.2 times local income. On demographic stress specifically, 48331 scores 24/100. The ZIP holds roughly 9,354 housing units.
On balance 48331 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48331 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 48331 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48331 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 48331's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48331 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 48331’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 48331 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock the full ZIP 48331 acquisition report
Open 48331 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology