ZIP 48449 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48449 (Shiawassee County, Michigan) at a low 21/100 for overall property distress. The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (6/100) stay muted. Structural exposure scores 47 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (71/100)).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 29% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

88% of housing is owner-occupied. Around 33% of renters are cost-burdened. 18.6% of residents fall below the poverty threshold. About 19% have a four-year degree. Households earn a median $65,735 — below the roughly $78,000 national figure. About 2,760 people live here, median age 38. On demographic stress specifically, 48449 scores 26/100. A median home runs $158,900 here, or 2.1 times local income. There are about 1,114 housing units across 48449. The vacancy rate is 7.3%.

Overall, 48449 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 48449 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 48449 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48449, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 48449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48449 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.