ZIP 48449 Property Distress & Foreclosure Data

Composite property distress in 48449 (Shiawassee County, Michigan) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (42/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low. On the structural side it scores 42/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).

The market reads expansion — home values rose 5.9% year on year, and 29% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

88% of housing is owner-occupied. Around 33% of renters are cost-burdened. The poverty rate is 18.6% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. At $65,735, median income runs below typical U.S. levels. About 2,760 people live here, median age 38. The demographic-stress sub-score lands at 26/100. The typical home is worth about $158,900 (2.1× income, relatively affordable). The ZIP holds roughly 1,114 housing units. The vacancy rate is 7.3%.

Net-net, 48449 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.