ZIP 48872 Foreclosure, Tax-Lien & Distress Report

Shiawassee County, Michigan's ZIP 48872 registers 19/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (44/100), construction/permit lag (31/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (7/100) register low. Structural exposure scores 44 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (67/100).

The peak-phase market in 48872 posted values that rose 4.3% over the year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $79,434, median income runs near typical U.S. levels. The poverty rate is 10.6%. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 43% of tenant households. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 5.9%. 6,421 residents call 48872 home, typically aged 43. Owners hold 81% of homes, renters 19%. There are about 2,754 housing units across 48872. Home values center near $236,700, an affordability ratio of 2.7× — accessible.

Overall 48872 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 48872 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48872 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48872, the field stays empty rather than modeled, and fills in as new documents post.

Behind 48872's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48872 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.