ZIP 48872 Property Distress & Foreclosure Data

Composite property distress in 48872 (Shiawassee County, Michigan) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (39/100), construction/permit lag (31/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The latent-versus-live split is 39/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (67/100).

The market reads expansion — home values rose 5.5% year on year, and 22% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $79,434, median income runs near typical U.S. levels. The poverty rate is 10.6%. The demographic-stress sub-score lands at 28/100. Around 43% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. The vacancy rate is 5.9%. About 6,421 people live here, median age 43. 81% of housing is owner-occupied. The ZIP holds roughly 2,754 housing units. The typical home is worth about $236,700 (2.7× income, relatively affordable).

Overall 48872 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.