ZIP 48476 Property Distress & Foreclosure Data

Composite property distress in 48476 (Shiawassee County, Michigan) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (40/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). The latent-versus-live split is 40/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.6% year on year, and 38% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 294 housing units. The poverty rate is 13.5%. Around 13% of renters are cost-burdened. At $67,857, median income runs below typical U.S. levels. The vacancy rate is 10.9%. About 609 people live here, median age 51. 97% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The typical home is worth about $134,100 (1.8× income, relatively affordable).

Net-net, 48476 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.