ZIP 48867 Foreclosure, Tax-Lien & Distress Report

ZIP 48867's composite property-distress score is 20/100 - DLRadar classes that as low for Shiawassee County, Michigan. What sets it apart are the readings on construction/permit lag (50/100), structural risk (45/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (4/100) register low. Structurally it carries 45/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (63/100).

The peak-phase market in 48867 posted values that rose 4.2% over the year, and 24% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $58,718 — below the roughly $78,000 national figure. Owners hold 74% of homes, renters 26%. The poverty rate is 13.8%. About 20% have a four-year degree. Around 42% of renters are cost-burdened. About 27,399 people live here, median age 42. Vacancy runs 10.9%. The demographic-stress sub-score lands at 29/100. There are about 12,339 housing units across 48867. A median home runs $154,400 here, or 2.5 times local income.

On balance 48867 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48867 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48867 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48867 can be compared directly against any other ZIP in Shiawassee County, Michigan or nationwide. 48867 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 48867 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48867 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.