ZIP 48864 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48864 (Ingham County, Michigan) returns a low composite of 27/100. The split runs 59/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (87/100)). Its heaviest discrete signals: structural risk (59/100), institutional ownership (47/100), construction/permit lag (20/100). By contrast, construction/permit lag (20/100) and mortgage stress (19/100) register low.

The neutral-phase market in 48864 posted values that rose 4.7% over the year, and 17% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $378,700 here, or 3.2 times local income. At $113,145, median income runs above typical U.S. levels. 23,548 residents call 48864 home, typically aged 38. Vacancy runs 7.7%. Educational attainment sits at 76% bachelor's-or-above. The ZIP holds roughly 9,744 housing units. Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 23/100. Around 30% of renters are cost-burdened. The poverty rate is 6.9% — low.

Net-net, 48864 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48864 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48864 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48864 can be compared directly against any other ZIP in Ingham County, Michigan or nationwide. Where the public record is thin for 48864, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48864 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 48864 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.