ZIP 48819 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48819 (Ingham County, Michigan) lands at 27/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 59/100 structural and 6/100 already moving. Leading the profile are structural risk (59/100), institutional ownership (47/100), construction/permit lag (20/100). construction/permit lag (20/100) and mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (87/100).

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 15% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 3.7%. 2.4% of residents fall below the poverty threshold. The tenure split is 95% owner-occupied to 5% rented. About 21% have a four-year degree. The ZIP holds roughly 961 housing units. Median household income is $95,050, above the U.S. median near $78,000. The typical home is worth about $254,500 (2.3× income, relatively affordable). Around 31% of renters are cost-burdened. Population is roughly 2,447 with a median age of 41. The demographic-stress sub-score lands at 22/100.

On balance 48819 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48819 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48819's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 48819 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48819's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48819 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.