ZIP 48823 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48823 in Ingham County, Michigan comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (75/100). On the structural side it scores 46/100, with 4/100 of stress already active. The most distinctive pressure shows up in structural risk (46/100), institutional ownership (29/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (12/100) register low.

The market reads neutral — home values rose 4.7% year on year, and 20% higher over three years, at 26/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 60% of renters are cost-burdened. 31.8% of residents fall below the poverty threshold. 49,379 residents call 48823 home, typically aged 25. The ZIP holds roughly 23,880 housing units. At $50,837, median income runs below typical U.S. levels. On demographic stress specifically, 48823 scores 41/100. Around 64% of adults hold a bachelor's degree or higher. The typical home is worth about $282,600 (5.1× income). Vacancy runs 11.1%. 44% of housing is owner-occupied.

Net-net, 48823 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 48823 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 48823 stays directly comparable to neighboring ZIPs and the rest of Ingham County, Michigan. Sparse data for 48823 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 48823 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48823 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.