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Where stress is building, how the cycle is turning, and what is live now.

ZIP 48109 Foreclosure, Tax-Lien & Distress Report

Washtenaw County, Michigan · High Poverty market

In Washtenaw County, Michigan, ZIP 48109 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). The pressure is most legible in structural risk (61/100), institutional ownership (48/100), construction/permit lag (25/100). construction/permit lag (25/100) stay muted. Latent structural risk is 61/100 while live distress already moving reads 0/100.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,722 with a median age of 19. Owners hold 0% of homes, renters 100%. The ZIP holds roughly 156 housing units. Vacancy runs 0.0%. The poverty rate is 98.8% — high, a tax-stress and distress correlate. On demographic stress specifically, 48109 scores 71/100. Around 100% of renters are cost-burdened. About 68% have a four-year degree.

On the whole, 48109 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 48109 at the moment; the composite and its components are still built from verifiable public records.

The 48109 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 48109 stays directly comparable to neighboring ZIPs and the rest of Washtenaw County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 48109 shows blanks, not estimates, wherever the record is sparse.

48109's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48109 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
61/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 48109

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk90
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 48109 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 48109, the same set carried on every parcel.

Loading ZIP 48109 stress data…

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