Washtenaw County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washtenaw County, MI distress report, 2026: 27 ZIPs scored in Washtenaw, MI, Washtenaw, MI average 27/100; the top Washtenaw, MI ZIP is 48111 at 34/100; Washtenaw, MI market phase peak, Washtenaw, MI prices +3.2% year over year.
- Washtenaw, MI ranks #2,173 nationally (opportunity index); Washtenaw, MI #65 in Michigan; Washtenaw, MI index 27.1.
- Washtenaw, MI ninety-day mortgage delinquency 0.4% in December 2025; Washtenaw, MI twelve-month change -0.1%.
- Washtenaw, MI ZIP phases: 25 peak, 1 expansion, 1 neutral.
- Washtenaw, MI residential listings tracked: 282 across 14 ZIPs; Washtenaw, MI candidate listings 57.
- Washtenaw, MI HUD assisted properties: 24 with 4,175 units.
- Washtenaw, MI lenders on watch: 5; largest Washtenaw, MI footprint Bank Of Ann Arbor (6 branches).
- Washtenaw, MI most distressed ZIP: 48111 at 34/100.
Washtenaw, MI figures: DLRadar distress index; Washtenaw, MI inputs: CFPB, FHFA, HUD, FDIC; Washtenaw, MI rebuilt as sources refresh.
| Rank | Washtenaw, MI ZIP | Score |
|---|---|---|
| 1 | 48111 | 34/100 |
| 2 | 48168 | 33/100 |
| 3 | 48170 | 33/100 |
| 4 | 48167 | 32/100 |
| 5 | 48178 | 29/100 |
| 6 | 48103 | 28/100 |
| 7 | 48104 | 28/100 |
| 8 | 48105 | 28/100 |
| 9 | 48108 | 28/100 |
| 10 | 48109 | 28/100 |
| 11 | 48118 | 28/100 |
| 12 | 48130 | 28/100 |
Most distressed Washtenaw, MI ZIPs (0-100, 2026)
Mortgage delinquency in Washtenaw, MI
0.4% of Washtenaw, MI mortgages were ninety-plus days late (Washtenaw, MI, December 2025); Washtenaw, MI thirty-to-eighty-nine days late: 1.2%; Washtenaw, MI twelve-month change -0.1%; Washtenaw, MI peak since 2008: 3.5% (October 2009); Michigan overall 0.9%. Washtenaw, MI ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.5 (Washtenaw, MI), Mar 25 0.4, Apr 25 0.3, May 25 0.3 (Washtenaw, MI), Jun 25 0.2, Jul 25 0.3, Aug 25 0.4 (Washtenaw, MI), Sep 25 0.2, Oct 25 0.3, Nov 25 0.3 (Washtenaw, MI), Dec 25 0.4.
Opportunity index: Washtenaw, MI
Washtenaw, MI index 27.1, Washtenaw, MI phase weak; Washtenaw, MI primary driver bank institutional, Washtenaw, MI second driver listings discount. Washtenaw, MI components: property stress 13.2, foreclosure pressure 11.1, listing discounts 36.1, bank stress 60.5, insurance 0.0; Washtenaw, MI pulse 28.0; Washtenaw, MI capital opportunity 25.7; Washtenaw, MI seven-day change +0.3%.
ZIP market phases inside Washtenaw, MI
27 Washtenaw, MI ZIPs carry a price-cycle phase; Washtenaw, MI ZIPs by phase (Washtenaw, MI), deepest drawdown first: peak, +2.6% YoY, 0.7% off peak (Washtenaw, MI): 48160; peak, +3.0% YoY, 0.2% off peak (Washtenaw, MI): 48191; peak, +4.0% YoY, 0.1% off peak (Washtenaw, MI): 49229; peak, +4.2% YoY, 0.0% off peak (Washtenaw, MI): 48111; peak, +3.2% YoY (Washtenaw, MI): 48103, 48104, 48105, 48108, Washtenaw, MI 48109, 48118, 48130, 48158; peak, +3.9% YoY (Washtenaw, MI): 48137; peak, +4.0% YoY (Washtenaw, MI): 48167; peak, +3.7% YoY (Washtenaw, MI): 48168; peak, +4.2% YoY (Washtenaw, MI): 48169.
Residential listings by Washtenaw, MI ZIP
Washtenaw, MI ZIPs with the most tracked Washtenaw, MI residential listings: 48103 52 listings, 5 candidates, bank pressure 65; 48197 40 listings, 9 candidates, bank pressure 65; 48108 38 listings, 15 candidates, bank pressure 65; 48189 32 listings, 5 candidates, bank pressure 64 (Washtenaw, MI); 48198 31 listings, 3 candidates, bank pressure 65; 48105 29 listings, 6 candidates, bank pressure 65; 48104 20 listings, 8 candidates, bank pressure 65; 48130 12 listings, 2 candidates, bank pressure 65. Washtenaw, MI totals: 282 listings; Washtenaw, MI candidates 57; active ZIPs 12.
HUD assisted housing in Washtenaw, MI
24 assisted properties with 4,175 units sit in Washtenaw, MI; largest Washtenaw, MI properties: Lake Shore Apartments (Ypsilanti Township) 1,028 units; Green Brier Apartments (Ann Arbor) 500 units; Forrest Knoll Apartments (Ypsilanti) 231 units, 231 assisted in Washtenaw, MI; Cranbrook Towers (Ann Arbor) 202 units, 202 assisted; Clark East Tower (Ypsilanti) 200 units, 199 assisted; Surrey Park Apartments (Ann Arbor) 166 units.
Lenders with branches in Washtenaw, MI
Washtenaw, MI lenders by branch count: Bank Of Ann Arbor (Washtenaw, MI): stress 36, 6 branches low in Washtenaw, MI; Chelsea State Bank (Washtenaw, MI): stress 54, 3 branches low in Washtenaw, MI; University Bank (Washtenaw, MI): stress 70, 2 branches low in Washtenaw, MI; Bank Michigan (Washtenaw, MI): stress 74, 1 branch low in Washtenaw, MI; Northstar Bank (Washtenaw, MI): stress 69, 1 branch low in Washtenaw, MI.
Vacancy and permits, Washtenaw, MI
9,232 of 159,782 Washtenaw, MI housing units are vacant; Washtenaw, MI permits, twelve months: 1,001 multifamily units in Washtenaw, MI, 570 one-to-four unit units.
Work Washtenaw, MI at the parcel level
Every Washtenaw, MI parcel carries owner and address; every Washtenaw, MI parcel carries APN; Washtenaw, MI distress scores sit on the Washtenaw, MI live board.
Washtenaw, MI figures refresh with each source.
Washtenaw, MI questions
Most distressed ZIP code in Washtenaw County, MI?
ZIP 48111 leads Washtenaw, MI at 34/100; next in Washtenaw, MI: 48168 at 33/100; the Washtenaw, MI average is 27/100.
Where does Washtenaw County, MI rank for investment opportunity?
Washtenaw, MI is #2,173 among all ranked counties, #65 in Michigan; the Washtenaw, MI driver is bank institutional; Washtenaw, MI moved up 548 places.
How many mortgages are delinquent in Washtenaw County, MI?
0.4% of Washtenaw, MI mortgages were ninety-plus days late in December 2025; the Washtenaw, MI peak since 2008 was 3.5%.
Which banks lend in Washtenaw County, MI?
5 watched lenders hold Washtenaw, MI branches; the largest Washtenaw, MI footprints are Bank Of Ann Arbor (6), Chelsea State Bank (3), University Bank (2).
More on Washtenaw, MI
Washtenaw County, MI distress report: public-record figures for Washtenaw, MI; not legal advice for Washtenaw, MI; not tax or investment advice; verify every Washtenaw, MI record before acting.