Washtenaw County, MI: Home-Insurance Distress & Forced-Sale Pressure
Washtenaw County, MI: 61/100 (elevated) home-insurance distress; Washtenaw, MI band MEDIUM; Washtenaw, MI #866 of 3,222 counties; Washtenaw, MI #13 of 83 in Michigan.
FEMA hazard, Washtenaw, MI: 52/100; Washtenaw, MI declarations, three years: 2; Washtenaw, MI perils: 2 flood; hazard-weighted, Washtenaw, MI: 4.0.
Declared incidents on the Washtenaw, MI record: 2026 Flood 3 (Washtenaw, MI).
NFIP claims, Washtenaw, MI, three years: 7; Washtenaw, MI payouts $116,476; per Washtenaw, MI claim $16,639; Washtenaw, MI claim-stress 74/100.
Washtenaw, MI monthly score rose, 30 (March 2026) to 66 (October 2026); Washtenaw, MI by month: March 30, April 30, May 30, June 30 (Washtenaw, MI), July 68, August 67, September 67, October 66.
Washtenaw, MI components: climate 60, NFIP claims 74; Washtenaw, MI retreat index 66.
Construction distress, Washtenaw, MI: 31/100 as of August 2026 (Washtenaw, MI: 47/100 one-to-four unit, 17/100 multifamily).
Washtenaw, MI ZIPs, June 2026 (Washtenaw, MI, 16 highest): score 0 (Washtenaw, MI), climate 99 (Washtenaw, MI): 48111; score 0 (Washtenaw, MI), climate 96 (Washtenaw, MI): 48167; score 0 (Washtenaw, MI), climate 95 (Washtenaw, MI): 48168, 48170; score 0 (Washtenaw, MI), climate 90 (Washtenaw, MI): 48103, 48104, 48105, 48108, Washtenaw, MI 48109, 48118, 48130, 48158, Washtenaw, MI 48176, 48190, 48197, 48198.
DLRadar rescores Washtenaw, MI monthly; Washtenaw, MI readings join Washtenaw, MI foreclosure, lien and ownership parcels (Washtenaw, MI), so cost-squeezed Washtenaw, MI owners surface before listing.
Inside Michigan, Washtenaw County ranks 13th of 83 counties for home-insurance distress at 61/100; Kent County (61/100) sits just above Washtenaw County, and Ingham County (61/100) sits just below Washtenaw County.
Deterministic. Every Washtenaw County, MI signal traces to a public Washtenaw dataset (FEMA, NFIP, Census for Washtenaw, MI) · how insurance distress works in Washtenaw, MI · methodology
FAQ: Washtenaw County, MI insurance distress
What is the Washtenaw County, MI home-insurance-distress score?
Washtenaw, MI: 61/100 (MEDIUM), #866 of 3,222, #13 in Michigan. FEMA hazard, Washtenaw, MI: 52/100; NFIP stress, Washtenaw, MI: 74/100; construction, Washtenaw, MI: 31/100; Washtenaw, MI rescores monthly.
Is Washtenaw County insurance distress getting better or worse (MI)?
Washtenaw, MI: 30 in March 2026; Washtenaw, MI: 66 in October 2026 (worse); Washtenaw, MI climate component 60; Washtenaw, MI NFIP claims score 74.
How many flood-insurance claims has Washtenaw County, MI had?
Washtenaw, MI: 7 NFIP claims, three years; Washtenaw, MI paid $116,476; per Washtenaw, MI claim $16,639; carriers reprice Washtenaw, MI against that record.
Which Washtenaw County ZIP codes carry the most insurance distress (MI)?
Washtenaw, MI, June 2026: 48111 at 0, 48167 at 0, 48168 at 0, 48170 at 0; Washtenaw, MI climate scores there: 99, 96, 95, 95.
Why does Washtenaw, MI insurance distress create sellers?
A Washtenaw, MI premium outruns the Washtenaw, MI budget; a carrier leaves Washtenaw, MI; Washtenaw, MI carrying cost passes plan; Washtenaw, MI owners sell while current; Washtenaw, MI insurance distress leads Washtenaw, MI foreclosure data.