Ingham County, MI: Home-Insurance Distress & Forced-Sale Pressure
Ingham County, MI: 61/100 (elevated) home-insurance distress; Ingham, MI band MEDIUM; Ingham, MI #871 of 3,222 counties; Ingham, MI #14 of 83 in Michigan.
FEMA hazard, Ingham, MI: 52/100; Ingham, MI declarations, three years: 2; Ingham, MI perils: 2 flood; Ingham, MI five-year count 2 (severity 3.0); Ingham, MI ten-year 2; hazard-weighted, Ingham, MI: 4.0.
Declared incidents on the Ingham, MI record: 2024 Flood 3 (Ingham, MI).
NFIP claims, Ingham, MI, three years: 15; Ingham, MI payouts $110,889; per Ingham, MI claim $7,393; Ingham, MI claim-stress 74/100.
Ingham, MI monthly score fell, 70 (March 2026) to 65 (October 2026); Ingham, MI by month: March 70, April 70, May 70, June 70 (Ingham, MI), July 67, August 66, September 66, October 65.
Ingham, MI components: climate 60, NFIP claims 74; Ingham, MI retreat index 65.
Construction distress, Ingham, MI: 16/100 as of August 2026 (Ingham, MI: 53/100 one-to-four unit, 0/100 multifamily).
Ingham, MI ZIPs, June 2026 (Ingham, MI, 16 highest): score 0 (Ingham, MI), climate 88 (Ingham, MI): 48819, 48824, 48825, 48854, Ingham, MI 48864, 48895, 48910, 48912, Ingham, MI 48915, 48933; score 0 (Ingham, MI), climate 87 (Ingham, MI): 48842, 49251; score 0 (Ingham, MI), climate 86 (Ingham, MI): 48892, 49285; score 0 (Ingham, MI), climate 85 (Ingham, MI): 49264; score 0 (Ingham, MI), climate 84 (Ingham, MI): 48911.
DLRadar rescores Ingham, MI monthly; Ingham, MI readings join Ingham, MI foreclosure, lien and ownership parcels (Ingham, MI), so cost-squeezed Ingham, MI owners surface before listing.
Inside Michigan, Ingham County ranks 14th of 83 counties for home-insurance distress at 61/100; Washtenaw County (61/100) sits just above Ingham County, and Crawford County (61/100) sits just below Ingham County.
Deterministic. Every Ingham County, MI signal traces to a public Ingham dataset (FEMA, NFIP, Census for Ingham, MI) · how insurance distress works in Ingham, MI · methodology
FAQ: Ingham County, MI insurance distress
What is the Ingham County, MI home-insurance-distress score?
Ingham, MI: 61/100 (MEDIUM), #871 of 3,222, #14 in Michigan. FEMA hazard, Ingham, MI: 52/100; NFIP stress, Ingham, MI: 74/100; construction, Ingham, MI: 16/100; Ingham, MI rescores monthly.
Is Ingham County insurance distress getting better or worse (MI)?
Ingham, MI: 70 in March 2026; Ingham, MI: 65 in October 2026 (better); Ingham, MI climate component 60; Ingham, MI NFIP claims score 74.
How many flood-insurance claims has Ingham County, MI had?
Ingham, MI: 15 NFIP claims, three years; Ingham, MI paid $110,889; per Ingham, MI claim $7,393; carriers reprice Ingham, MI against that record.
Which Ingham County ZIP codes carry the most insurance distress (MI)?
Ingham, MI, June 2026: 48819 at 0, 48824 at 0, 48825 at 0, 48854 at 0; Ingham, MI climate scores there: 88, 88, 88, 88.
Why does Ingham, MI insurance distress create sellers?
A Ingham, MI premium outruns the Ingham, MI budget; a carrier leaves Ingham, MI; Ingham, MI carrying cost passes plan; Ingham, MI owners sell while current; Ingham, MI insurance distress leads Ingham, MI foreclosure data.