Ingham County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ingham County, Michigan? DLRadar grades every Ingham County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Ingham County breakdown.
- Ingham County's most distressed ZIP is 48819 at 27/100.
- 23 ZIP codes tracked in Ingham County, averaging 25/100 distress.
- Ingham County reads neutral — home values up 4.7% year over year.
- Vacancy runs 6.2% across Ingham County's tracked ZIPs, with a 16.3% poverty rate.
- The typical Ingham County home is worth about $216,724 against a ~$69,933 median income.
- Lending headwind in Ingham County sits at 61/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48819 | 27/100 |
| 2 | 48824 | 27/100 |
| 3 | 48825 | 27/100 |
| 4 | 48842 | 27/100 |
| 5 | 48854 | 27/100 |
| 6 | 48864 | 27/100 |
| 7 | 48892 | 27/100 |
| 8 | 48895 | 27/100 |
| 9 | 48910 | 27/100 |
| 10 | 48912 | 27/100 |
| 11 | 48915 | 27/100 |
| 12 | 48933 | 27/100 |
Most distressed ZIP codes in Ingham County (composite distress 0-100, 2026)
What is driving Ingham County distress
The Ingham County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 25/100 ZIP average. No proprietary or modelled inputs enter the score.
Ingham County market phase and pricing
Phase for Ingham County: neutral (+4.7% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Ingham County
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Frequently asked questions
Where is distress highest inside Ingham County, MI?
ZIP 48819 leads Ingham County at 27/100, recomputed monthly from public records.
Where is Ingham County in the housing cycle?
FHFA price-index movement places Ingham County in neutral; prices are up 4.7% over twelve months.
Where does the Ingham County data come from?
Ingham County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 23 ZIPs are comparable to anywhere else.
How much do distress scores vary between Ingham County ZIP codes?
A county average hides the spread. Across the Ingham County ZIPs DLRadar ranks, scores run from 27/100 in 48819 down to 27/100 in 48933, against a Ingham County average of 25/100. The 0-point range is the argument for ZIP-level search across Ingham County.
What do Ingham County home values and vacancy say about distressed supply?
The typical Ingham County home carries about $216,724 of value against a median household income near $69,933. Vacancy across Ingham County's tracked ZIPs runs 6.2% and the poverty rate is 16.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Ingham County's foreclosure and tax-lien filings and its 61/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.