National Bank Of Middlebury (FDIC #6275): Bank Stress & Real-Estate Credit Exposure
National Bank Of Middlebury (FDIC Cert #6275): bank stress 77/100, severe, STABLE over 7 days; parent MIDDLEBURY NATIONAL CORP.
National Bank Of Middlebury (#6275) lends in 3 counties across 1 state; National Bank Of Middlebury (#6275) reaches 64 ZIP codes: Vermont 3 counties, 64 ZIPs.
National Bank Of Middlebury (#6275) largest markets: Rutland County, VT (30 branches, 30 ZIPs) (#6275), Chittenden County, VT (21 branches, 21 ZIPs) (#6275), Addison County, VT (100 branches, 20 ZIPs) (#6275).
National Bank Of Middlebury (#6275) reports $553.5 million in total assets; National Bank Of Middlebury (#6275) equity $45.4 million (8.2% of National Bank Of Middlebury (#6275) assets); National Bank Of Middlebury (#6275) domestic deposits $500.2 million; National Bank Of Middlebury (#6275) net income $2.8 million; National Bank Of Middlebury (#6275) return on assets 1.01%; National Bank Of Middlebury (#6275) return on equity 12.55%; National Bank Of Middlebury (#6275) net interest income $9.2 million; National Bank Of Middlebury (#6275) call report June 30, 2026.
National Bank Of Middlebury (#6275) noncurrent real-estate loans: none reported; National Bank Of Middlebury (#6275) net charge-offs on real estate 0.00%.
National Bank Of Middlebury (#6275) net interest margin 3.64% against an eight-quarter National Bank Of Middlebury (#6275) average of 3.27% (National Bank Of Middlebury (#6275) compression -0.37 points); National Bank Of Middlebury (#6275) rate-exposure score 40/100, National Bank Of Middlebury (#6275) fixed-rate trap 40/100; National Bank Of Middlebury (#6275) risk type credit driven; National Bank Of Middlebury (#6275) rate regime rates elevated, National Bank Of Middlebury (#6275) snapshot October 19, 2026.
National Bank Of Middlebury (#6275) stress score moved from 76 on June 22, 2026 to 76.8 on October 20, 2026; National Bank Of Middlebury (#6275) ranged 76 to 76.8 over 117 snapshots.
National Bank Of Middlebury (#6275) alerts: 3 counties; top National Bank Of Middlebury (#6275) alert scores: Brandon County, VT 26 (low); Hinesburg County, VT 26 (low); Vergennes County, VT 26 (low).