Community National Bank (FDIC #6271): Bank Stress & Real-Estate Credit Exposure

Community National Bank (FDIC Cert #6271): bank stress 54/100, moderate, STABLE over 7 days; parent COMMUNITY BCORP.

Community National Bank (#6271) lends in 6 counties across 1 state; Community National Bank (#6271) reaches 104 ZIP codes: Vermont 6 counties, 104 ZIPs.

Community National Bank (#6271) largest markets: Washington County, VT (56 branches, 28 ZIPs) (#6271), Orleans County, VT (120 branches, 24 ZIPs) (#6271), Caledonia County, VT (44 branches, 22 ZIPs) (#6271), Franklin County, VT (18 branches, 18 ZIPs) (#6271), Essex County, VT (12 branches, 12 ZIPs) (#6271), Lamoille County, VT (11 branches, 11 ZIPs) (#6271).

Community National Bank (#6271) reports $1.17 billion in total assets; Community National Bank (#6271) equity $132.5 million (11.3% of Community National Bank (#6271) assets); Community National Bank (#6271) domestic deposits $983.4 million; Community National Bank (#6271) net income $9.7 million; Community National Bank (#6271) return on assets 1.58%; Community National Bank (#6271) return on equity 15.07%; Community National Bank (#6271) net interest income $22.6 million; Community National Bank (#6271) call report June 30, 2026.

Community National Bank (#6271) noncurrent real-estate loans: none reported; Community National Bank (#6271) net charge-offs on real estate 0.32%; Community National Bank (#6271) residential charge-offs 0.70%.

Community National Bank (#6271) net interest margin 3.90% against an eight-quarter Community National Bank (#6271) average of 3.54% (Community National Bank (#6271) compression -0.36 points); Community National Bank (#6271) non-residential real estate 70.0% of equity; Community National Bank (#6271) rate-exposure score 40/100, Community National Bank (#6271) fixed-rate trap 40/100; Community National Bank (#6271) risk type credit driven; Community National Bank (#6271) rate regime rates elevated, Community National Bank (#6271) snapshot October 19, 2026.

Community National Bank (#6271) stress score moved from 57.7 on June 22, 2026 to 54.4 on October 19, 2026; Community National Bank (#6271) ranged 54.4 to 57.7 over 116 snapshots.

Community National Bank (#6271) alerts: 6 counties; top Community National Bank (#6271) alert scores: Enosburg Falls County, VT 21 (low); Island Pond County, VT 21 (low); Montpelier County, VT 21 (low); Morrisville County, VT 21 (low); Saint Johnsbury County, VT 21 (low).