Claremont Savings Bank (FDIC #18038): Bank Stress & Real-Estate Credit Exposure
Claremont Savings Bank (FDIC Cert #18038): bank stress 78/100, severe, STABLE over 7 days.
Claremont Savings Bank (#18038) lends in 3 counties across 2 states; Claremont Savings Bank (#18038) reaches 94 ZIP codes: New Hampshire 2 counties, 55 ZIPs; Vermont 1 county, 39 ZIPs.
Claremont Savings Bank (#18038) largest markets: Windsor County, VT (39 branches, 39 ZIPs) (#18038), Grafton County, NH (37 branches, 37 ZIPs) (#18038), Sullivan County, NH (38 branches, 19 ZIPs) (#18038).
Claremont Savings Bank (#18038) reports $619.7 million in total assets; Claremont Savings Bank (#18038) equity $72.5 million (11.7% of Claremont Savings Bank (#18038) assets); Claremont Savings Bank (#18038) domestic deposits $473.6 million; Claremont Savings Bank (#18038) net income $1.1 million; Claremont Savings Bank (#18038) return on assets 0.35%; Claremont Savings Bank (#18038) return on equity 2.98%; Claremont Savings Bank (#18038) net interest income $8.8 million; Claremont Savings Bank (#18038) call report June 30, 2026.
Claremont Savings Bank (#18038) noncurrent real-estate loans: none reported; Claremont Savings Bank (#18038) net charge-offs on real estate 0.47%; Claremont Savings Bank (#18038) residential charge-offs 0.11%.
Claremont Savings Bank (#18038) net interest margin 3.03% against an eight-quarter Claremont Savings Bank (#18038) average of 2.83% (Claremont Savings Bank (#18038) compression -0.20 points); Claremont Savings Bank (#18038) non-residential real estate 10.8% of equity; Claremont Savings Bank (#18038) rate-exposure score 40/100, Claremont Savings Bank (#18038) fixed-rate trap 40/100; Claremont Savings Bank (#18038) risk type credit driven; Claremont Savings Bank (#18038) rate regime rates elevated, Claremont Savings Bank (#18038) snapshot October 20, 2026.
Claremont Savings Bank (#18038) stress score moved from 76.1 on June 22, 2026 to 77.6 on October 20, 2026; Claremont Savings Bank (#18038) ranged 76.1 to 77.6 over 117 snapshots.
Claremont Savings Bank (#18038) alerts: 3 counties; top Claremont Savings Bank (#18038) alert scores: Claremont County, NH 26 (low); Springfield County, NH 26 (low); West Lebanon County, NH 26 (low).