Bangor Savings Bank (FDIC #18408): Bank Stress & Real-Estate Credit Exposure

Bangor Savings Bank (FDIC Cert #18408): bank stress 94/100, severe, STABLE over 7 days; parent BANGOR BCORP MHC.

Bangor Savings Bank (#18408) lends in 19 counties across 2 states; Bangor Savings Bank (#18408) reaches 533 ZIP codes: Maine 15 counties, 419 ZIPs; New Hampshire 4 counties, 115 ZIPs.

Bangor Savings Bank (#18408) largest markets: Penobscot County, ME (564 branches, 47 ZIPs) (#18408), Aroostook County, ME (42 branches, 42 ZIPs) (#18408), Hancock County, ME (164 branches, 41 ZIPs) (#18408), Rockingham County, NH (114 branches, 38 ZIPs) (#18408), Cumberland County, ME (380 branches, 38 ZIPs) (#18408), York County, ME (252 branches, 36 ZIPs) (#18408).

Bangor Savings Bank (#18408) reports $7.74 billion in total assets; Bangor Savings Bank (#18408) equity $539.6 million (7.0% of Bangor Savings Bank (#18408) assets); Bangor Savings Bank (#18408) domestic deposits $5.72 billion; Bangor Savings Bank (#18408) net income $14.0 million; Bangor Savings Bank (#18408) return on assets 0.37%; Bangor Savings Bank (#18408) return on equity 5.26%; Bangor Savings Bank (#18408) net interest income $100.2 million; Bangor Savings Bank (#18408) call report June 30, 2026.

Bangor Savings Bank (#18408) noncurrent real-estate loans: none reported; Bangor Savings Bank (#18408) net charge-offs on real estate 0.40%; Bangor Savings Bank (#18408) multifamily charge-offs 0.69%; Bangor Savings Bank (#18408) residential charge-offs 0.50%.

Bangor Savings Bank (#18408) net interest margin 2.98% against an eight-quarter Bangor Savings Bank (#18408) average of 2.51% (Bangor Savings Bank (#18408) compression -0.46 points); Bangor Savings Bank (#18408) non-residential real estate 49.6% of equity; Bangor Savings Bank (#18408) rate-exposure score 40/100, Bangor Savings Bank (#18408) fixed-rate trap 40/100; Bangor Savings Bank (#18408) risk type credit driven; Bangor Savings Bank (#18408) rate regime rates elevated, Bangor Savings Bank (#18408) snapshot October 19, 2026.

Bangor Savings Bank (#18408) stress score moved from 93.6 on June 22, 2026 to 93.7 on October 19, 2026; Bangor Savings Bank (#18408) ranged 93.6 to 93.7 over 116 snapshots.

Bangor Savings Bank (#18408) alerts: 19 counties; top Bangor Savings Bank (#18408) alert scores: York County, ME 59 (elevated); Colebrook County, ME 32 (low); Concord County, ME 32 (low); Ellsworth County, ME 32 (low); Farmington County, ME 32 (low).