Bank Of New Hampshire (FDIC #18012): Bank Stress & Real-Estate Credit Exposure

Bank Of New Hampshire (FDIC Cert #18012): bank stress 63/100, elevated, STABLE over 7 days; parent BNH FINANCIAL.

Bank Of New Hampshire (#18012) lends in 8 counties across 1 state; Bank Of New Hampshire (#18012) reaches 189 ZIP codes: New Hampshire 8 counties, 189 ZIPs.

Bank Of New Hampshire (#18012) largest markets: Grafton County, NH (148 branches, 37 ZIPs) (#18012), Hillsborough County, NH (136 branches, 34 ZIPs) (#18012), Carroll County, NH (93 branches, 31 ZIPs) (#18012), Merrimack County, NH (62 branches, 31 ZIPs) (#18012), Sullivan County, NH (19 branches, 19 ZIPs) (#18012), Strafford County, NH (34 branches, 17 ZIPs) (#18012).

Bank Of New Hampshire (#18012) reports $2.80 billion in total assets; Bank Of New Hampshire (#18012) equity $339.3 million (12.1% of Bank Of New Hampshire (#18012) assets); Bank Of New Hampshire (#18012) domestic deposits $2.40 billion; Bank Of New Hampshire (#18012) net income $13.8 million; Bank Of New Hampshire (#18012) return on assets 0.99%; Bank Of New Hampshire (#18012) return on equity 8.46%; Bank Of New Hampshire (#18012) net interest income $43.5 million; Bank Of New Hampshire (#18012) call report June 30, 2026.

Bank Of New Hampshire (#18012) noncurrent real-estate loans: none reported; Bank Of New Hampshire (#18012) net charge-offs on real estate 0.66%; Bank Of New Hampshire (#18012) residential charge-offs 1.05%.

Bank Of New Hampshire (#18012) net interest margin 3.33% against an eight-quarter Bank Of New Hampshire (#18012) average of 2.97% (Bank Of New Hampshire (#18012) compression -0.36 points); Bank Of New Hampshire (#18012) non-residential real estate 104.7% of equity; Bank Of New Hampshire (#18012) rate-exposure score 40/100, Bank Of New Hampshire (#18012) fixed-rate trap 40/100; Bank Of New Hampshire (#18012) risk type credit driven; Bank Of New Hampshire (#18012) rate regime rates elevated, Bank Of New Hampshire (#18012) snapshot October 20, 2026.

Bank Of New Hampshire (#18012) stress score moved from 64.8 on June 22, 2026 to 63.3 on October 20, 2026; Bank Of New Hampshire (#18012) ranged 63.3 to 64.8 over 117 snapshots.

Bank Of New Hampshire (#18012) alerts: 8 counties; top Bank Of New Hampshire (#18012) alert scores: Claremont County, NH 23 (low); Concord County, NH 23 (low); Laconia County, NH 23 (low); Manchester County, NH 23 (low); Ossipee County, NH 23 (low).