Franklin Savings Bank (FDIC #17951): Bank Stress & Real-Estate Credit Exposure
Franklin Savings Bank (FDIC Cert #17951): bank stress 73/100, elevated, STABLE over 7 days; parent FRANKLIN BCORP MHC.
Franklin Savings Bank (#17951) lends in 4 counties across 1 state; Franklin Savings Bank (#17951) reaches 113 ZIP codes: New Hampshire 4 counties, 113 ZIPs.
Franklin Savings Bank (#17951) largest markets: Grafton County, NH (37 branches, 37 ZIPs) (#17951), Hillsborough County, NH (68 branches, 34 ZIPs) (#17951), Merrimack County, NH (124 branches, 31 ZIPs) (#17951), Belknap County, NH (30 branches, 15 ZIPs) (#17951).
Franklin Savings Bank (#17951) reports $931.4 million in total assets; Franklin Savings Bank (#17951) equity $82.3 million (8.8% of Franklin Savings Bank (#17951) assets); Franklin Savings Bank (#17951) domestic deposits $776.1 million; Franklin Savings Bank (#17951) net income $5.0 million; Franklin Savings Bank (#17951) return on assets 1.09%; Franklin Savings Bank (#17951) return on equity 12.58%; Franklin Savings Bank (#17951) net interest income $14.5 million; Franklin Savings Bank (#17951) call report June 30, 2026.
Franklin Savings Bank (#17951) noncurrent real-estate loans: none reported; Franklin Savings Bank (#17951) net charge-offs on real estate 0.39%; Franklin Savings Bank (#17951) residential charge-offs 0.10%.
Franklin Savings Bank (#17951) net interest margin 3.35% against an eight-quarter Franklin Savings Bank (#17951) average of 2.88% (Franklin Savings Bank (#17951) compression -0.47 points); Franklin Savings Bank (#17951) non-residential real estate 10.5% of equity; Franklin Savings Bank (#17951) rate-exposure score 40/100, Franklin Savings Bank (#17951) fixed-rate trap 40/100; Franklin Savings Bank (#17951) risk type credit driven; Franklin Savings Bank (#17951) rate regime rates elevated, Franklin Savings Bank (#17951) snapshot October 19, 2026.
Franklin Savings Bank (#17951) stress score moved from 70.3 on June 22, 2026 to 72.7 on October 20, 2026; Franklin Savings Bank (#17951) ranged 70.3 to 72.7 over 117 snapshots.
Franklin Savings Bank (#17951) alerts: 4 counties; top Franklin Savings Bank (#17951) alert scores: Merrimack County, NH 53 (elevated); Bristol County, NH 26 (low); Franklin County, NH 26 (low); Tilton County, NH 26 (low).