Meredith Village Sb: Bank Stress & Real-Estate Credit Exposure

Meredith Village Sb (FDIC Cert #17180) carries a DLRadar bank-stress score of 81/100, a severe reading of the credit and balance-sheet pressure weighing on the institution. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

The combination of a severe reading and a compact footprint is what makes Meredith Village Sb worth watching as a supply signal. Over the trailing week its stress reading is stable. Where the score is heading often matters more than where it sits, since tightening credit leads distress rather than follows it. Meredith Village Sb is held under New Hampshire Mutual Bcorp, so its disclosures are public and its stress trajectory is externally verifiable. The Meredith Village Sb score updates as fresh FDIC call reports post each quarter, so its 81/100 reading and 5-county footprint reflect the current filing cycle rather than a dated snapshot — and because it uses the same model as every FDIC bank, Meredith Village Sb is directly comparable to any lender in the country. DLRadar maps Meredith Village Sb into 5 counties (134 ZIP codes) across 1 states — a compact, single-state lending base. The deepest footprints are New Hampshire (5 counties). DLRadar does not model Meredith Village Sb in isolation: the 134-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 5 counties, so a shift in the bank's severe posture can be read directly against on-the-ground distress. The DLRadar bank-stress score is a composite, not a single ratio: it weighs Meredith Village Sb's capital adequacy, asset quality, earnings and — most heavily — its real-estate loan concentration, then scales the result by where the bank actually lends, so two banks with identical headline financials can score differently based on the markets they finance. At the county level, Meredith Village Sb finances markets like Rockingham County, NH, Grafton County, NH, Carroll County, NH, Strafford County, NH — the specific places where its credit posture translates into local lending capacity.

For buyers, lender stress is an early map of supply: when Meredith Village Sb pulls back, the counties it finances see stalled refinances, frozen construction credit, and owners sliding into distress. That makes bank stress a forward indicator — it points to tomorrow's distressed supply, not yesterday's.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. That lets you move ahead of the market, with each number sourced from public federal filings.