Merrimack County Sb (FDIC #17960): Bank Stress & Real-Estate Credit Exposure
Merrimack County Sb (FDIC Cert #17960): bank stress 85/100, severe, STABLE over 7 days; parent NEW HAMPSHIRE MUTUAL BCORP.
Merrimack County Sb (#17960) lends in 3 counties across 1 state; Merrimack County Sb (#17960) reaches 99 ZIP codes: New Hampshire 3 counties, 99 ZIPs.
Merrimack County Sb (#17960) largest markets: Rockingham County, NH (38 branches, 38 ZIPs) (#17960), Hillsborough County, NH (34 branches, 34 ZIPs) (#17960), Merrimack County, NH (217 branches, 31 ZIPs) (#17960).
Merrimack County Sb (#17960) reports $1.41 billion in total assets; Merrimack County Sb (#17960) equity $125.7 million (8.9% of Merrimack County Sb (#17960) assets); Merrimack County Sb (#17960) domestic deposits $1.16 billion; Merrimack County Sb (#17960) net income $3.3 million; Merrimack County Sb (#17960) return on assets 0.47%; Merrimack County Sb (#17960) return on equity 5.30%; Merrimack County Sb (#17960) net interest income $22.3 million; Merrimack County Sb (#17960) call report June 30, 2026.
Merrimack County Sb (#17960) noncurrent real-estate loans: none reported; Merrimack County Sb (#17960) residential -0.05%; Merrimack County Sb (#17960) net charge-offs on real estate 0.68%; Merrimack County Sb (#17960) multifamily charge-offs 1.68%; Merrimack County Sb (#17960) residential charge-offs 1.32%.
Merrimack County Sb (#17960) net interest margin 3.35% against an eight-quarter Merrimack County Sb (#17960) average of 3.02% (Merrimack County Sb (#17960) compression -0.34 points); Merrimack County Sb (#17960) non-residential real estate 132.3% of equity; Merrimack County Sb (#17960) rate-exposure score 40/100, Merrimack County Sb (#17960) fixed-rate trap 40/100; Merrimack County Sb (#17960) risk type credit driven; Merrimack County Sb (#17960) rate regime rates elevated, Merrimack County Sb (#17960) snapshot October 19, 2026.
Merrimack County Sb (#17960) stress score moved from 81.9 on June 22, 2026 to 84.8 on October 19, 2026; Merrimack County Sb (#17960) ranged 81.9 to 84.8 over 116 snapshots.
Merrimack County Sb (#17960) alerts: 3 counties; top Merrimack County Sb (#17960) alert scores: Hooksett County, NH 28 (low); Nashua County, NH 28 (low); Windham County, NH 28 (low).