Hillsborough County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hillsborough County, NH distress report, 2026: 34 ZIPs scored in Hillsborough, NH, Hillsborough, NH average 24/100; the top Hillsborough, NH ZIP is 03031 at 24/100; Hillsborough, NH market phase peak, Hillsborough, NH prices +4.4% year over year.
- Hillsborough, NH ranks #2,996 nationally (opportunity index); Hillsborough, NH #9 in New Hampshire; Hillsborough, NH index 23.2.
- Hillsborough, NH ninety-day mortgage delinquency 0.5% in December 2025; Hillsborough, NH twelve-month change 0.0%.
- Hillsborough, NH ZIP phases: 34 peak.
- Hillsborough, NH residential listings tracked: 256 across 34 ZIPs; Hillsborough, NH candidate listings 35.
- Hillsborough, NH HUD assisted properties: 45 with 2,525 units.
- Hillsborough, NH lenders on watch: 7; largest Hillsborough, NH footprint Bank Of New Hampshire (4 branches).
- Hillsborough, NH most distressed ZIP: 03031 at 24/100.
Hillsborough, NH figures: DLRadar distress index; Hillsborough, NH inputs: CFPB, FHFA, HUD, FDIC; Hillsborough, NH rebuilt as sources refresh.
| Rank | Hillsborough, NH ZIP | Score |
|---|---|---|
| 1 | 03031 | 24/100 |
| 2 | 03033 | 24/100 |
| 3 | 03043 | 24/100 |
| 4 | 03045 | 24/100 |
| 5 | 03047 | 24/100 |
| 6 | 03048 | 24/100 |
| 7 | 03049 | 24/100 |
| 8 | 03051 | 24/100 |
| 9 | 03052 | 24/100 |
| 10 | 03054 | 24/100 |
| 11 | 03055 | 24/100 |
| 12 | 03057 | 24/100 |
Most distressed Hillsborough, NH ZIPs (0-100, 2026)
Mortgage delinquency in Hillsborough, NH
0.5% of Hillsborough, NH mortgages were ninety-plus days late (Hillsborough, NH, December 2025); Hillsborough, NH thirty-to-eighty-nine days late: 1.5%; Hillsborough, NH twelve-month change 0.0%; Hillsborough, NH peak since 2008: 3.5% (November 2009); New Hampshire overall 0.6%. Hillsborough, NH ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.6 (Hillsborough, NH), Mar 25 0.5, Apr 25 0.4, May 25 0.4 (Hillsborough, NH), Jun 25 0.3, Jul 25 0.4, Aug 25 0.4 (Hillsborough, NH), Sep 25 0.3, Oct 25 0.4, Nov 25 0.4 (Hillsborough, NH), Dec 25 0.5.
Opportunity index: Hillsborough, NH
Hillsborough, NH index 23.2, Hillsborough, NH phase weak; Hillsborough, NH primary driver construction, Hillsborough, NH second driver bank institutional. Hillsborough, NH components: property stress 7.0, foreclosure pressure 5.2, listing discounts 23.9, bank stress 54.3, insurance 0.0; Hillsborough, NH pulse 25.1; Hillsborough, NH capital opportunity 20.3; Hillsborough, NH seven-day change +0.3%.
ZIP market phases inside Hillsborough, NH
34 Hillsborough, NH ZIPs carry a price-cycle phase; Hillsborough, NH ZIPs by phase (Hillsborough, NH), deepest drawdown first: peak, +4.4% YoY (Hillsborough, NH): 03031, 03033, 03043, 03045, Hillsborough, NH 03047, 03048, 03049, 03051, Hillsborough, NH 03052, 03054, 03055, 03057, Hillsborough, NH 03060, 03062, 03063, 03064.
Residential listings by Hillsborough, NH ZIP
Hillsborough, NH ZIPs with the most tracked Hillsborough, NH residential listings: 03051 53 listings, 2 candidates, bank pressure 61; 03062 40 listings, 5 candidates, bank pressure 61; 03104 26 listings, 2 candidates, bank pressure 66; 03103 25 listings, 2 candidates, bank pressure 64 (Hillsborough, NH); 03102 20 listings, 3 candidates, bank pressure 61; 03063 18 listings, 1 candidates, bank pressure 61; 03060 17 listings, 1 candidates, bank pressure 61; 03064 12 listings, 0 candidates, bank pressure 61. Hillsborough, NH totals: 256 listings; Hillsborough, NH candidates 35; active ZIPs 25.
HUD assisted housing in Hillsborough, NH
45 assisted properties with 2,525 units sit in Hillsborough, NH; largest Hillsborough, NH properties: Marshall Street Apartments (Nashua) 152 units; Piscataquog River Apartments (Manchester) 150 units; Bedford Hills Apartments (Bedford) 144 units in Hillsborough, NH; Cotton Mill Square (Nashua) 109 units; Bowers Landing Of Merrimack (Merrimack) 104 units; Coliseum Seniors Residence I (Nashua) 101 units, 100 assisted.
Lenders with branches in Hillsborough, NH
Hillsborough, NH lenders by branch count: Bank Of New Hampshire (Hillsborough, NH): stress 63, 4 branches low in Hillsborough, NH; Primary Bank (Hillsborough, NH): stress 35, 3 branches low in Hillsborough, NH; Bank Of New England (Hillsborough, NH): stress 24, 3 branches low in Hillsborough, NH; Millyard Bank (Hillsborough, NH): stress 80, 2 branches low in Hillsborough, NH; Franklin Savings Bank (Hillsborough, NH): stress 73, 2 branches elevated in Hillsborough, NH; Merrimack County Sb (Hillsborough, NH): stress 85, 1 branch low in Hillsborough, NH; Fidelity Personal Tr Co Fsb (Hillsborough, NH): stress 0, 1 branch moderate in Hillsborough, NH.
Vacancy and permits, Hillsborough, NH
8,994 of 177,734 Hillsborough, NH housing units are vacant; Hillsborough, NH permits, twelve months: 280 multifamily units in Hillsborough, NH, 419 one-to-four unit units.
Work Hillsborough, NH at the parcel level
Every Hillsborough, NH parcel carries owner and address; every Hillsborough, NH parcel carries APN; Hillsborough, NH distress scores sit on the Hillsborough, NH live board.
Hillsborough, NH figures refresh with each source.
Hillsborough, NH questions
Most distressed ZIP code in Hillsborough County, NH?
ZIP 03031 leads Hillsborough, NH at 24/100; next in Hillsborough, NH: 03033 at 24/100; the Hillsborough, NH average is 24/100.
Where does Hillsborough County, NH rank for investment opportunity?
Hillsborough, NH is #2,996 among all ranked counties, #9 in New Hampshire; the Hillsborough, NH driver is construction; Hillsborough, NH moved up 46 places.
How many mortgages are delinquent in Hillsborough County, NH?
0.5% of Hillsborough, NH mortgages were ninety-plus days late in December 2025; the Hillsborough, NH peak since 2008 was 3.5%.
Which banks lend in Hillsborough County, NH?
7 watched lenders hold Hillsborough, NH branches; the largest Hillsborough, NH footprints are Bank Of New Hampshire (4), Primary Bank (3), Bank Of New England (3).
More on Hillsborough, NH
Hillsborough County, NH distress report: public-record figures for Hillsborough, NH; not legal advice for Hillsborough, NH; not tax or investment advice; verify every Hillsborough, NH record before acting.