ZIP 01520 Foreclosure, Tax-Lien & Distress Report

In Worcester County, Massachusetts, ZIP 01520 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 64/100, with 5/100 of stress already active. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). On the quiet end sit mortgage stress (18/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100).

The peak-phase market in 01520 posted values that rose 2.5% over the year, and 19% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $478,300, an affordability ratio of 3.0× — accessible. Around 28% of renters are cost-burdened. About 16,864 people live here, median age 41. Educational attainment sits at 58% bachelor's-or-above. Vacancy runs 0.0%. There are about 6,008 housing units across 01520. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 01520 scores 21/100. Households earn a median $147,582 — above the roughly $78,000 national figure. The poverty rate is 3.6% — low.

Net-net, 01520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01520 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 01520 stays directly comparable to neighboring ZIPs and the rest of Worcester County, Massachusetts. Nothing here is interpolated — where a source is thin for 01520, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

01520's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 01520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.