ZIP 01503 Foreclosure, Tax-Lien & Distress Report

ZIP code 01503 in Worcester County, Massachusetts carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (64/100), institutional ownership (46/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (18/100). Latent structural risk is 64/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (62/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 22% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $122,411, above the U.S. median near $78,000. 4.7% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened. On demographic stress specifically, 01503 scores 28/100. The ZIP holds roughly 1,495 housing units. The typical home is worth about $616,600 (4.6× income). About 54% have a four-year degree. 80% of housing is owner-occupied. The vacancy rate is 3.7%. Population is roughly 3,311 with a median age of 50.

On balance 01503 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 01503 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Worcester County, Massachusetts and the nation. Nothing here is interpolated — where a source is thin for 01503, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 01503's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 01503 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.