ZIP 01590 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01590 (Worcester County, Massachusetts) at a low 29/100 for overall property distress. Leading the profile are structural risk (63/100), institutional ownership (45/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (62/100)). Latent structural risk is 63/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 19% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $155,938, above the U.S. median near $78,000. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 23/100. 87% of housing is owner-occupied. The vacancy rate is 4.1%. About 47% have a four-year degree. Around 27% of renters are cost-burdened. About 9,287 people live here, median age 45. The ZIP holds roughly 3,585 housing units. A median home runs $523,100 here, or 3.4 times local income.

Overall, 01590 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01590 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 01590 stays directly comparable to neighboring ZIPs and the rest of Worcester County, Massachusetts. Every figure is auditable to a public dataset and refreshed as records update; 01590 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 01590 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 01590 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.