ZIP 01604 Property Distress & Foreclosure Data

ZIP code 01604 in Worcester County, Massachusetts carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (73/100), institutional ownership (49/100). By contrast, mortgage stress (18/100) register low. On the structural side it scores 73/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.0% year on year, and 22% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

43% of housing is owner-occupied. About 39,988 people live here, median age 38. The poverty rate is 15.3%. Around 36% of renters are cost-burdened. The ZIP holds roughly 18,337 housing units. The demographic-stress sub-score lands at 35/100. At $72,911, median income runs near typical U.S. levels. The vacancy rate is 7.7%. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $352,500 (4.4× income).

Net-net, 01604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.