ZIP 01603 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01603 (Worcester County, Massachusetts) at a low 29/100 for overall property distress. Structural exposure scores 64 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (62/100)). Its heaviest discrete signals: structural risk (64/100), institutional ownership (46/100), construction/permit lag (44/100). mortgage stress (18/100) stay muted.

The market reads peak — home values rose 2.5% year on year, and 28% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

There are about 8,441 housing units across 01603. A median home runs $331,300 here, or 4.5 times local income. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 38/100. The vacancy rate is 4.4%. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 48% of homes, renters 52%. Median household income is $63,646, below the U.S. median near $78,000. 21,034 residents call 01603 home, typically aged 35. Educational attainment sits at 24% bachelor's-or-above.

Net-net, 01603 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 01603 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 01603 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 01603, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 01603 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 01603 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.