ZIP 01745 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 01745 (Worcester County, Massachusetts) returns a low composite of 29/100. Its heaviest discrete signals: structural risk (64/100), institutional ownership (46/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 64/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (62/100).

The market reads peak — home values rose 2.5% year on year, and 15% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 80% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. At $180,833, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households. On demographic stress specifically, 01745 scores 15/100. There are about 217 housing units across 01745. Vacancy runs 0.0%. 87% of housing is owner-occupied. 660 residents call 01745 home, typically aged 35. A median home runs $650,800 here, or 3.6 times local income.

Overall, 01745 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01745 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 01745 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 01745 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 01745 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 01745 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.