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ZIP 12592 Foreclosure, Tax-Lien & Distress Report

Dutchess County, New York · High Vacancy market

DLRadar grades ZIP 12592 (Dutchess County, New York) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)). Structural risk reads 53/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The peak-phase market in 12592 posted values that rose 2.9% over the year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $72,188 — near the roughly $78,000 national figure. 73% of housing is owner-occupied. The vacancy rate is 16.1% — elevated. Educational attainment sits at 28% bachelor's-or-above. There are about 543 housing units across 12592. About 1,280 people live here, median age 41. Rent burden reaches 58% of tenant households. The demographic-stress sub-score lands at 35/100. The poverty rate is 13.3%. A median home runs $267,500 here, or 3.7 times local income.

On the whole, 12592 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12592 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 12592's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12592 reflects the current record instead of a stale or modeled snapshot.

The 24/100 for 12592 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12592 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 12592

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk89
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 12592 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 12592, the same set carried on every parcel.

Loading ZIP 12592 stress data…

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Open the complete 12592 acquisition file

See who owns each distressed property in 12592, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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