ZIP 12585 Property Distress & Foreclosure Data

ZIP code 12585 in Dutchess County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (75/100)). On the structural side it scores 55/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 12585 posted values that rose 6.2% over the year, and 46% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $112,885, above the U.S. median near $78,000. Population is roughly 1,252 with a median age of 47. DLRadar's demographic-stress index for the area reads 29/100. Around 33% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. Home values center near $484,800, an affordability ratio of 4.5×. Educational attainment sits at 41% bachelor's-or-above. The vacancy rate is 0.0%. 11.9% of residents fall below the poverty threshold. The ZIP holds roughly 434 housing units.

Broadly, 12585 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.