ZIP 13731 Property Distress & Foreclosure Data

Delaware County, New York's ZIP 13731 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (27/100). The latent-versus-live split is 63/100 structural and 8/100 already moving. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)).

The expansion-phase market in 13731 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 29/100. 12.8% of residents fall below the poverty threshold. Median household income is $76,429, near the U.S. median near $78,000. Educational attainment sits at 32% bachelor's-or-above. Home values center near $291,300, an affordability ratio of 3.5× — accessible. Owners hold 87% of homes, renters 13%. Around 18% of renters are cost-burdened. Population is roughly 1,102 with a median age of 53. The ZIP holds roughly 1,160 housing units. The vacancy rate is 53.0% — elevated.

On the whole, 13731 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.