ZIP 13782 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
DLRadar grades ZIP 13782 (Delaware County, New York) at a low 28/100 for overall property distress. Its standout signals are structural risk (62/100), institutional ownership (55/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (78/100). Latent structural risk is 62/100 while live distress already moving reads 8/100.
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Rent burden reaches 15% of tenant households. The poverty rate is 11.7%. At $51,719, median income runs below typical U.S. levels. 797 residents call 13782 home, typically aged 54. The demographic-stress sub-score lands at 34/100. Home values center near $234,400, an affordability ratio of 4.6×. Educational attainment sits at 25% bachelor's-or-above. 78% of housing is owner-occupied. Vacancy runs 50.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 624 housing units.
Net-net, 13782 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13782 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 13782 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 13782 stays directly comparable to neighboring ZIPs and the rest of Delaware County, New York. The score is rebuilt from public data as it updates, so 13782 reflects the current record instead of a stale or modeled snapshot.
The 28/100 for 13782 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13782 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 13782’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
13782 at a glance
Current distress, phase, housing and lender-pressure figures for 13782, drawn from the same report attached to each property.
Other Delaware County ZIP codes
Related reports across Delaware County, New York
Further distress data across Delaware County, New York at ZIP, county and state level.
Open the complete 13782 acquisition file
See who owns each distressed property in 13782, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology