ZIP 13782 Property Distress & Foreclosure Data

ZIP code 13782 in Delaware County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (27/100). Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100)). The latent-versus-live split is 63/100 structural and 8/100 already moving.

The expansion-phase market in 13782 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 15% of renters are cost-burdened. 11.7% of residents fall below the poverty threshold. Median household income is $51,719, below the U.S. median near $78,000. Population is roughly 797 with a median age of 54. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $234,400, an affordability ratio of 4.6×. Educational attainment sits at 25% bachelor's-or-above. Owners hold 78% of homes, renters 22%. The vacancy rate is 50.9% — elevated. The ZIP holds roughly 624 housing units.

On the whole, 13782 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.