ZIP 13842 Foreclosure, Tax-Lien & Distress Report

In Delaware County, New York, ZIP 13842 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (78/100)). Leading the profile are structural risk (62/100), institutional ownership (55/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (27/100). Structural risk reads 62/100 against active distress of 8/100.

The expansion-phase market in 13842 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 95% owner-occupied to 6% rented. A median home runs $201,000 here, or 2.8 times local income. The vacancy rate is 38.2% — elevated. Educational attainment sits at 25% bachelor's-or-above. About 607 people live here, median age 57. The demographic-stress sub-score lands at 31/100. The poverty rate is 14.4%. Rent burden reaches 50% of tenant households. There are about 318 housing units across 13842. At $78,333, median income runs near typical U.S. levels.

Taken together, 13842 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13842 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 13842 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13842 can be compared directly against any other ZIP in Delaware County, New York or nationwide. Where the public record is thin for 13842, the field stays empty rather than modeled, and fills in as new documents post.

13842's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13842 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.