ZIP 13739 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
Scored purely from public records, 13739 (Delaware County, New York) returns a low composite of 28/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (78/100). The split runs 62/100 structural to 8/100 active on the ground. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (55/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (27/100) register low.
The expansion-phase market in 13739 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $61,719, median income runs below typical U.S. levels. 82% of housing is owner-occupied. 10.7% of residents fall below the poverty threshold. Around 57% of renters are cost-burdened. Home values center near $208,500, an affordability ratio of 2.8× — accessible. On demographic stress specifically, 13739 scores 32/100. Educational attainment sits at 29% bachelor's-or-above. Population is roughly 792 with a median age of 54. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 571 housing units.
On the whole, 13739 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 13739 at the moment; the composite and its components are still built from verifiable public records.
Whether 13739 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13739 can be compared directly against any other ZIP in Delaware County, New York or nationwide. The score is rebuilt from public data as it updates, so 13739 reflects the current record instead of a stale or modeled snapshot.
13739's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13739 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13739
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13739 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13739, drawn from the same report attached to each property.
Adjacent Delaware County ZIP reports
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Related ZIP, county and statewide reads linked to Delaware County, New York.
Unlock parcel-level detail for ZIP 13739
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Deterministic. Every signal traces to a public dataset · methodology