ZIP 13739 Property Distress & Foreclosure Data

DLRadar grades ZIP 13739 (Delaware County, New York) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 8/100 already moving. Property-level stress concentrates in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (27/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $61,719, median income runs below typical U.S. levels. 82% of housing is owner-occupied. The poverty rate is 10.7%. Around 57% of renters are cost-burdened. The typical home is worth about $208,500 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 32/100. Around 29% of adults hold a bachelor's degree or higher. About 792 people live here, median age 54. The vacancy rate is 39.5% — elevated. The ZIP holds roughly 571 housing units.

Net-net, 13739 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.