ZIP 07470 Foreclosure, Tax-Lien & Distress Report

ZIP 07470's composite property-distress score is 26/100 - DLRadar classes that as low for Passaic County, New Jersey. Latent structural risk is 60/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The pressure is most legible in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $612,700 here, or 3.9 times local income. Owners hold 79% of homes, renters 21%. There are about 18,938 housing units across 07470. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. At $151,561, median income runs above typical U.S. levels. Vacancy runs 3.6%. Rent burden reaches 39% of tenant households. On demographic stress specifically, 07470 scores 26/100. 54,131 residents call 07470 home, typically aged 42. Around 57% of adults hold a bachelor's degree or higher.

Overall, 07470 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07470 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 07470's 26/100 can be lined up against any neighbor in Passaic County, New Jersey or any ZIP coast to coast. Where the public record is thin for 07470, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 07470 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 07470 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.