ZIP 07470 Property Distress & Foreclosure Data

DLRadar grades ZIP 07470 (Passaic County, New Jersey) at a low 29/100 for overall property distress. Structural risk reads 66/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). Property-level stress concentrates in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07470 posted values that rose 6.0% over the year, and 26% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $612,700 (3.9× income, relatively affordable). 79% of housing is owner-occupied. There are about 18,938 housing units across 07470. The poverty rate is 3.0% — low. At $151,561, median income runs above typical U.S. levels. Vacancy runs 3.6%. Rent burden reaches 39% of tenant households. The demographic-stress sub-score lands at 26/100. Population is roughly 54,131 with a median age of 42. Around 57% of adults hold a bachelor's degree or higher.

On balance 07470 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.