ZIP 07522 Property Distress & Foreclosure Data

ZIP code 07522 in Passaic County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural risk reads 66/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 61% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

22,599 residents call 07522 home, typically aged 31. Home values center near $290,900, an affordability ratio of 5.5×. Vacancy runs 5.7%. Rent burden reaches 52% of tenant households. DLRadar's demographic-stress index for the area reads 49/100. 28.5% of residents fall below the poverty threshold. There are about 7,614 housing units across 07522. Educational attainment sits at 10% bachelor's-or-above. Owners hold 21% of homes, renters 79%. Median household income is $48,002, below the U.S. median near $78,000.

Taken together, 07522 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.