ZIP 07522 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · High Poverty market
In Passaic County, New Jersey, ZIP 07522 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structurally it carries 60/100, against 2/100 of stress already in motion.
The expansion-phase market in 07522 posted values that rose 5.2% over the year, and 61% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
22,599 residents call 07522 home, typically aged 31. A median home runs $290,900 here, or 5.5 times local income. The vacancy rate is 5.7%. Rent burden reaches 52% of tenant households. On demographic stress specifically, 07522 scores 49/100. The poverty rate is 28.5% — high, a tax-stress and distress correlate. There are about 7,614 housing units across 07522. Around 10% of adults hold a bachelor's degree or higher. 21% of housing is owner-occupied. Households earn a median $48,002 — below the roughly $78,000 national figure.
Taken together, 07522 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 07522 at the moment; the composite and its components are still built from verifiable public records.
Whether 07522 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07522 can be compared directly against any other ZIP in Passaic County, New Jersey or nationwide. 07522 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 figure for 07522 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07522 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 07522’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
07522 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Passaic County
More distress data near 07522
Other reports tied to Passaic County, New Jersey — ZIP, county and statewide.
Get the full acquisition report for 07522
The full 07522 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology